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S T U D Y A B R O A D

Manuel

100% Transparent Fee Policy β€’ No Hidden Charges

Our Service Fees & Pricing Structure

We believe students and parents deserve absolute clarity about study abroad costs. Learn what is completely free, what is paid, when fees are due, and how our money-back terms protect you.

Simple & Transparent

What is Free vs. What is Paid

You never pay a dime just to speak with our counselors or evaluate your profile. We only charge for dedicated processing once you choose to engage us.

Free Tier
Initial assessment, guidance, and eligibility evaluation for all students.
₦0 / Always Free
  • Initial Profile Evaluation: GPA, qualification review (HND, 2:1, 2:2, WAEC).
  • Destination Recommendation: Matching your budget across 12 countries.
  • Student Loan Pre-Assessment: Instant collateral-free loan check.
  • Scholarship Search: Identifying eligible tuition discounts.
  • Budget Calculator Tool: Full 1st-year cost estimation.
  • Live AI Voice & WhatsApp Inquiries: 24/7 answers to your questions.
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Modular Services
For students who already have an admission offer and only need visa or loan advisory.
Modular / By Service
  • Visa Refusal Overhaul: Re-filing previously denied visa applications.
  • Statement of Purpose (SOP) Only: Professional drafting and editing.
  • Consular Mock Interview Session: 1-on-1 embassy simulation.
  • Proof of Funds & Blocked Account Setup: Guidance on Sperrkonto, GIC, or affidavits.
  • Student Loan Packaging: Preparation of files for international lenders.
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Milestone-Based Billing

When is Payment Required?

We never demand full agency payment upfront. Our fees are tied to clear progress milestones throughout your study journey.

1

Free Consultation

You meet with your advisor, review eligible courses, and select target universities.

₦0 Fee
2

Admission Retainer

Paid only after you agree on target schools to commence document compilation & portal submissions.

Stage 1 Fee
3

Visa Advisory Stage

Paid once your unconditional offer/CAS/I-20 arrives and we begin visa compilation and mock interviews.

Stage 2 Fee
4

Tuition & Visa Fees

Paid directly to the university & embassy portals (never to our agency bank account).

Direct to Institutions

Direct Institutional Payment Rule

For student financial protection and fraud prevention, Study Abroad Manuel does NOT collect university tuition deposits, flight ticket money, or official embassy visa fees into our company bank accounts.

  • Tuition Deposits: Paid directly via Flywire, Convera, or university bank accounts.
  • Visa Application Fees: Paid directly on official government portals (UKVI, IRCC, US Consulate, TLScontact, VFS Global).
  • Agency Fees: Only covers our dedicated consulting, document packaging, and mock interview services.

Refund & Deferral Policy

We believe in fairness and long-term partnership with our students:

  • Intake Deferrals: If your visa is delayed or you must defer to the next intake, our agency services roll over 100% with no extra re-filing charges.
  • Admission Guarantee Clause: In the rare event that no admission offer is secured across all shortlisted schools despite verified qualification criteria, service credits are fully re-applied or refunded per your agreement.
  • Document Integrity: Submitting fraudulent bank statements or fake certificates immediately voids all refund terms and terminates representation.
Common Questions

Frequently Asked Questions About Fees

Yes. Profile review, destination recommendations, eligibility checking, budget estimations, and initial WhatsApp consultations are completely free. You only pay if you formally contract us to manage your university applications and visa filing.

For our 400+ partner universities, application fees are typically waived ($0 school application fee). For non-partner institutions that mandate an institutional application fee (e.g. $50–$100), this fee is paid directly on the university's portal with your card.

No separate fee is charged by Study Abroad Manuel for student loan pre-assessment. When you process your university admission with us, loan guidance is bundled seamlessly. The lending provider applies an administrative origination fee (typically 5%) directly from the disbursed loan amount upon enrollment.

Service scope varies depending on your targeted country, degree level, whether you have previous visa refusals, and whether you require credential evaluations (WES) or specialized mock interviews. We provide an exact, written fixed-price quote with zero hidden charges before you commit.

Ready for Transparent, Stress-Free Support?

Speak with a senior advisor today. Get a free academic review, budget plan, and transparent quote tailored to your exact destination.

SAM

SAM Voice Adviser

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